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            Our Company: Strength in Stability

            Strength in Stability

            Serving Our Mission, Delivering Results

            Over the last five decades, we’ve made home possible for homebuyers and renters more than 80 million times. In the next 50 years, we’ll continue to serve our mission, lead our industry and deliver strong results for the company and the nation.

            Delivering Strong Results

            Our track record of improvements and sound business fundamentals continued to drive solid, stable returns in 2019.

            Leading Housing

            We’re championing research and solutions that will lower mortgage costs, reduce risk and enhance housing opportunities nationwide.

            Building for the Next Fifty Years

            We’re focused on being a world-class, well-run company – meeting the needs of our customers and business partners while ensure a safe and efficient market.

            SBL Program Celebrates Five Years

            The Small Balance Loan program has been keeping rents in buildings up to 50 units affordable to working families since 2014. In its first five years, the program has funded more than 8,500 loans in 300+ metro areas.

            Uniform Mortgage-Backed Security Goes Live

            Freddie Mac and Fannie Mae To-Be-Announced MBS markets merged into a single $4 trillion market. Tremendous trading volume increases liquidity, potentially lowering costs for homebuyers.

            Celebrating 10 Years of the K-Deal

            Ten years ago, Multifamily launched its flagship K-Deal, a pioneering credit risk transfer (CRT) securitization that has fundamentally changed the way the multifamily housing market is funded. To date, we have transferred risk on nearly $400 billion of multifamily mortgages through K-Deals and other CRT executions.

            Single-Family Brings Self-employed Underwriting into the Digital Age

            Loan Product Advisor?’s asset and income modeler (AIM) is the only fully AUS-integrated income and asset assessment solution covering both W-2 and self-employed borrowers. In addition to minimizing risk, AIM is faster for lenders, easier for borrowers and provides greater transparency for investors.

            $50 Billion Home Possible Mortgage Milestone

            In less than four years, Home Possible?, our 3% down payment mortgage option, helped make homeownership a reality for more than 272,000 low- to moderate-income families – with nearly 80% of these loans supporting first-time homebuyers.

            Single-Family Announces CHOICE Mortgage Offerings

            To expand affordable housing opportunities, we announced GreenCHOICE℠ supporting energy efficiency financing and CHOICEHome℠ offering conventional financing for manufactured housing. In 2019, we added CHOICERenovation℠, to support financing of home renovations, repairs and improvements in a single-close transaction.

            Single-Family $1 Trillion Credit Risk Transfer Milestone

            In just five years, Freddie Mac has changed the way the residential housing market is funded – shifting credit risk away from taxpayers, creating new opportunities for investors and strengthening the market.

            Historically Low Multifamily Serious Delinquency Rate

            Due to strong underwriting practices, Multifamily’s serious delinquency rate remains near zero.

            Freddie Mac Re-enters the LIHTC Equity Market

            Our Low-Income Housing Tax Credit equity investments help keep affordable rental housing in reach for low- and very low-income households, many of whom live in historically underserved markets. At year-end 2019, our LIHTC equity investments totaled $1 billion.

            Single-Family Serious Delin­quency Rate Dips Below 1%

            Freddie Mac's Single-Family book of business is more than 99% current, thanks to Loan Product Advisor? – our backbone for safe and sound underwriting.

            Multifamily Launches Green Advantage?

            Freddie Mac Multifamily introduces options for financing green improvements, helping to lower operating costs for building owners and utility costs for renters.

            Freddie Mac Earns Three Prestigious Securitization Awards

            For the second consecutive year, our STACR? debt notes have been named "RMBS Deal of the Year" by GlobalCapital. Freddie Mac also earned top honors for Best Overall Securitization Issuer and Best RMBS Issuer.

            New Milestone for Rental Housing Financing

            Freddie Mac provided $47.3 billion to finance more rental housing than ever - with more than 90% of the units affordable to low- and moderate-income families. In 2019, Freddie Mac’s multifamily production volume reached $78.4 billion, as the overall market grew from $250 billion to $390 billion.

            Single-Family Introduces Loan Advisor Suite

            Loan Advisor Suite?’s leading array of digital tools makes delivering quality loans to Freddie Mac simpler, more efficient and more reliable for lenders.